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Tailored Lending Solutions: We specialise in finding lending solutions for both existing and new homeowners with less-than-perfect credit. Our experts will work tirelessly to secure a home loan that fits your unique financial situation, even if your credit history is less than ideal.
Debt Consolidation Magic: But we don’t stop there. Alive Finance can also help you consolidate unsecured debt into your home loan. This not only saves you money each month but can also be a powerful tool for rebuilding your credit score and credit file. By consolidating high-interest debt, you can regain control of your finances and take significant steps toward improving your creditworthiness.
Reignite your dreams of homeownership and financial stability with Alive Finance. We understand that everyone deserves a fresh start. Contact us today, and let us guide you toward a brighter future where homeownership is not just a dream, but a reality. Your fresh start begins now! Don’t let bad credit hold you back any longer—take action today.
Yes, you can. Refinancing with adverse credit may help you secure a more manageable interest rate and lower monthly payments, potentially saving you money.
While refinancing may result in a temporary credit inquiry, responsible management of your new loan can help rebuild your credit over time.
Interest rates may be higher due to your credit history, but we’ll work to find competitive options within your circumstances.
Yes, you can use refinancing to access equity in your home or secure additional funds for various purposes, such as debt consolidation or home improvements.
Yes, there are lenders who specialise in providing impaired lending solutions to clients with adverse credit histories. We’ll connect you with these lenders to explore your options.
Common documents include proof of income, bank statements, identification, and details of your existing debts. We’ll provide you with a comprehensive checklist tailored to your application.
Absolutely. Consolidating high-interest debts like credit cards and personal loans into your home loan can help you save money and simplify your financial obligations.
Absolutely. Consolidating high-interest debts like credit cards and personal loans into your home loan can help you save money and simplify your financial obligations.
While it may not always be necessary, having a co-signer or guarantor with a strong credit history can improve your chances of approval and potentially secure better terms.
Yes, you can explore refinancing options for your investment property loans even with adverse credit. Lenders specializing in impaired lending may have solutions for you.
LVR limits can vary depending on the lender and your specific circumstances. We’ll help you find lenders who offer suitable LVRs for your situation.
The application process can vary depending on factors like the lender’s processing time and the complexity of your application. We’ll work efficiently to expedite the process.
Yes, impaired lending home loans can be used for various purposes, including property renovations and purchasing new properties.
Fees may include application fees, legal fees, and potentially higher interest rates. We’ll provide a detailed breakdown of all potential costs.
Contact us to schedule a consultation. We’ll assess your needs, discuss your options, and guide you through the application process to secure an impaired lending home loan that aligns with your financial goals. Your path to financial recovery begins here!
