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Tailored Lending Solutions: At Alive Finance, we specialise in helping clients secure financing for investment properties. Our experienced mortgage brokers will craft a lending solution that fits your unique investment goals, ensuring you get the best terms and rates available.
Access to Investment Opportunities: But our assistance doesn’t stop at financing. We’re proud to offer access to our network of seasoned Buyer’s agents. These experts can help you identify the most promising investment opportunities in the market, saving you time and effort.
Don’t wait to kick-start your real estate investment journey. Contact Alive Finance today and discover how we can turn your dreams of wealth through real estate into reality. Your prosperous future awaits!
Mortgage brokers provide access to a wide range of loan options, help you navigate complex lending requirements, and can save you time and money by finding the most suitable investment loan for your needs.
While there’s no strict limit, lenders often have policies in place regarding the number of investment properties they will finance for a single borrower. This varies between lenders, so we’ll find options that suit your investment goals.
Generally, lenders require a minimum deposit of 10% to 20% of the property’s purchase price for an investment loan. However, a larger deposit can improve your loan terms.
Yes, you can leverage the equity in your current property to fund new investments. This is known as equity release or a home equity loan, and it can be a powerful strategy for growing your property portfolio.
Investment loans come in various forms, including interest-only loans, principal and interest loans, variable rate loans, and fixed-rate loans. Each has its own features and benefits, and the choice depends on your investment strategy and goals.
Yes, you can typically claim tax deductions for the interest on your investment property loan, subject to certain conditions. It’s essential to consult with a tax advisor to understand your specific situation.
Fees may include application fees, establishment fees, ongoing service fees, and potentially Lenders Mortgage Insurance (LMI). We’ll provide a detailed breakdown of all potential costs.
You can enhance your borrowing capacity by reducing existing debt, increasing your income, or improving your credit score. We’ll help you explore strategies to maximise your borrowing potential.
Negative gearing occurs when the rental income of an investment property is less than the expenses, creating a tax deduction. It can be a valid strategy, but it’s essential to assess whether it aligns with your financial goals.
Yes, you can invest in property through an SMSF. It involves specific rules and regulations, so it’s crucial to seek advice from a financial advisor with expertise in SMSF property investment.
Research the local property market, historical rental yields, and capital growth rates. Additionally, consulting with a real estate agent and property market experts can provide valuable insights.
LVR is the ratio of the loan amount to the property’s value. It impacts your eligibility and interest rates. A lower LVR typically leads to more favourable loan terms.
Strategies like making additional repayments, setting up an offset account, or using rental income to pay down the loan can help you repay your investment loan faster.
Various incentives, including stamp duty concessions and grants, may be available, depending on your location and circumstances. We can help you explore these options.
Yes, it’s possible to use Australian financing to invest in overseas properties, but it can be more complex. We can help you navigate international property investment.
Property market fluctuations can affect the value of your investment and potential rental income. It’s crucial to plan for contingencies and be prepared for market changes.
Absolutely. Mortgage brokers can help you refinance existing loans to secure better interest rates or terms, potentially saving you money in the long run.
It’s easy! Contact us for a consultation. We’ll discuss your investment goals, assess your financial situation, and guide you through the process to secure the right investment loan for your property portfolio. Your investment journey begins here!
